What this website is, and is not.

Insurance disclosures

Durmont Capital LLC is an insurance-focused business based in Michigan. It is not an insurance company. It does not issue, underwrite, or guarantee insurance policies, and it does not hold client assets or provide investment advisory services.

Life insurance policies are issued by licensed insurance companies. All guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurer. Product features, availability, and eligibility vary by insurer and by state and are determined through the insurer's underwriting.

The content on this website is educational and general in nature. It is not an offer, a quote, a recommendation, or legal, tax, or investment advice. Coordinate decisions with qualified legal and tax professionals.

Licensing status, the responsible licensed producer, and the states in which products may be offered are confirmed and displayed before this website is published.

Any reference to a type of life insurance on this website is a description of a general category of products available in the market. It is not a statement that Durmont Capital LLC currently offers, is appointed to sell, or is licensed to solicit that product in any particular state. Ask about availability in your state during a consultation.

Educational content

Explanations of term, whole, universal, and indexed universal life insurance, of family and business protection, and of legacy and beneficiary planning are general. They do not describe any specific insurer's contract. Policy terms, guarantees, charges, crediting methods, riders, and availability vary by insurer, by contract, and by state. The contract governs.

The Coverage Needs Explorer and the comparison tools are educational illustrations. They are not personalized advice, a recommendation, an insurer quote, an illustration as defined by insurance regulation, or an eligibility determination.

No offer, no application

Nothing on this website is an offer to sell insurance or a solicitation to buy it. Submitting a consultation request does not create an application, coverage, or a client relationship. Coverage exists only when an insurer issues a policy and the first premium is paid.

No legal, tax, or investment advice

Durmont Capital LLC does not provide legal drafting, tax advice, business valuation, or investment advisory services. Statements about tax treatment reflect general understanding of current federal law and are not guarantees; consult a qualified tax professional and attorney regarding your circumstances.

Use of the site

Content is provided as is, without warranty of completeness or fitness for a particular purpose, and may be updated without notice. You agree not to misuse the site, interfere with its operation, or reproduce its content for commercial purposes without permission. Photography on this site is illustrative and does not depict employees, clients, or premises of Durmont Capital LLC.

Contact

Questions about these terms can be sent to Durmontcapital@gmail.com.